Your SBA Loan Approval Starts

PARTNER WITH A BUSINESS PLAN SERVICE THAT’S SECURED OVER $1 BILLION IN SBA LOANS FOR ENTREPRENEURS LIKE YOU.

top
logo1-3
logo3-2
logo4-2
logo5-2
Arating

Our Capabilities

icon1-3
7A Loans

- SBA Startup plans for project-based loans - SBA Expansion Plans - SBA Acquisitions Plans

icon3-3
Export Plans

and Joint Ventures

icon4-3
Franchise Plans

and Financial Models

icon5-3
Feasibility Studies

Investor Research, Investor CRM Setup & Outreach Marketing Materials

icon2-3
Financial Projections

Our Capabilities

check

SBA Business plans for Startup, Expansion, Acquisition and Export plans

check

Feasibility Studies

check

Financial Projections

Our work

Sample SBA Business Plans

sample-business-plan2
View Sample
Cafe

Business Plan

sample-business-plan1
View Sample
GYM

Business Plan

sample-business-plan3
View Sample
event venue

business plan

Success Stories

Discover the SBA-Funded Businesses

Testimonials

from Happy Clients

"Matt and Alex are incredible. When I was overwhelmed trying to write my business plan, they made the process seamless, quickly understanding my vision and strengthening my strategy with thoughtful ideas. Beyond the plan, Matt connected me with key contacts that helped secure funding and build valuable relationships. Their commitment to my success was unmatched—they ensured I felt confident, supported, and ready to grow my business. If you’re serious about taking your business to the next level, they’re the team you need."
SARAH TAYLOR
Owner, 4C HR Consulting
"Alex did a great job putting everything together with the financial information. That was something I wasn’t very comfortable with. It’s always nice to have someone with experience to tell me I could do much more. The comradery was nice to have as well. Alex was a blast to work with. I have absolutely zero buyers’ remorse. In fact, it was tremendous value for what I put into it. In a few years if I find I need another Business Plan, I’ll be coming to the Plan Writers."
MIKE RIGGS
CEO & Founder, Bayview Bread
"The Plan Writers gave our business greater credibility by transforming our original plan into a polished, professional strategy that opened doors and strengthened our relationships. Thanks to their work, our two businesses are now valued at around $2.4 million. As we plan to remodel our restaurant and expand into commercial barley growing, we’ll definitely partner with the Plan Writers again to support our growth into a multi-company enterprise."
KEN GREENLEAF
CEO & Founder, Big Delta Brewing Co.
"I cannot overemphasize the ease, professionalism, and overall timeliness of the Team, Paul Aleo in particular was fantastic!"
GAHN LANE
COO, Double T Holdings
credit

Endorsements from Lenders

credit1

Plan Writers are my exclusive go-to source. As the nation's biggest SBA lender, we are very selective about who we can refer out to. Matt and his team offer such positive energy, attention to detail, and critical thinking. My underwriters and I feel great when we see a Plan Writers business plan. Way to go guys and thank you for what you do.

READ MORE

credit2

I’ve been in banking for over a quarter century and have read more business plans than anyone can imagine. Matt and his incredible team at Plan Writers are simply the best the market has to offer. I’ve compared their work with the SBDC’s Score and other fee-based services- nothing like the Plan Writers crew exists. There is a huge need for what they do in the market, and they fill the market. They are a lovely team and really enjoy working with them.

READ MORE

credit3

As a state-based credit Union, we really care about the impact we have on our community. If we refer out a service, it is not just about business, it's about shaping our local economy. We trust Plan Writers with this vital task and am very happy to work with them.

READ MORE

Why Choose

Plan Writers for Your SBA Business Plan?

Securing an SBA loan can be complex and time-consuming, but with Plan Writers, you’re not just getting a business plan—you’re gaining access to a proven ecosystem designed to maximize your funding potential. Here’s why we stand out:

Proven Success

With over $1 billion raised and a track record of 5,000+ business owners funded, our clients consistently outperform average SBA loan approval rates which stand below 50% as of 2024.

Proprietary Team Model

Unlike freelancer-based services, our in-house team includes researchers, financial modelers, writers, designers, and consultants. This ensures you receive a high-quality, lender-friendly plan, faster and at a better value.

Industry Expertise

Our team includes former bankers, underwriters, CPAs, and MBA-educated consultants who understand the nuances of SBA loan programs and bank-specific guidelines.

Data-Driven Insights

We provide proprietary market research powered by IBISWorld and state-level data critical to lender decision-making. Other services rely on free, limited-access data—we deliver the real insights you need.

Banking Relationships Matter

As members of NAGGL (National Association of Government Guaranteed Lenders), we understand the credibility needed to navigate the SBA system. Our network includes connections to banks, credit builders, valuation experts, and brokers—giving your application an edge.

How We Solve Your Challenges

Benefits

  • Ongoing Support
  • 5000+ plans written
  • Industry specific experts
  • Underwriter focused narrative
  • Proprietary Data
  • Start-up friendly prices

Plan Writers

  • Access our network, workshops and ongoing support
  • Proven 10+ year track record across 74+ Industries
  • Get matched with the right industry specialist for you
  • Crafts a detailed plan specific to your lender
  • Leverage proprietary and geo-local data from 5,000+ plans before you
  • Transparent pricing - no hidden fees

Other Solutions

  • No additional help beyond the plan
  • Hidden teams with no real credentials
  • Rely on generalist freelancers working different industries
  • No cohesive narrative, fails to understand an underwriter's needs
  • May rely on outdated or generic market data
  • Often overpriced or underperforming

The Latest Insights

Expert Tips on How to Create a Winning business plan

What’s included in
your SBA Business Plan

Our Secret Sauce to a 25-page perfect plan

ic-1

Executive Summary and Project Highlights

icon12-1

Review of your global income sources and holistic analysis of your deal

icon11-1

Past performance, Source and use of funds

icon9-1

Management team and how your skills directly translate to success in your business

icon10-2

Overview of your product/service and the benefits

icon4-2

Micro-level state and local analysis of your project

icon5-2

Local competitive landscape and your advantage

icon6-2

Detailed and specific marketing plan with budgets and target audience

icon7-1

Team Analysis and business succession plan

icon8-1

Defensible financial projections for up to 5 years supported by the first 2 years month to month

icon1-2

Macro-level market sizing, meaningful research, and trends

icon2-2

Break-even with a well thought out debt-service-ratio and relevant banking rations

icon3-2

Personal Cover letter for your bank

Starting Rates

rate-4

$3,000

Startup SBA Plans

Best fit for startups seeking SBA under $150,000 in capital. Also great to show leasing agents, grants and franchises.

rate-3

$3,500

Export Plans

Best fit for small business who engage in foreign trade and need working capital to support their growth.

rate-5

$5,000

Expansion and M&A Plans

Best fit for a growing small business seeking $500k+ expansion capital or an acquisition loan to buy an established small business.

rate-2

$7,500

Real Estate and SBA 504

Best fit for operators who need substantial SBA capital to acquire a facility, equipment and/or building to support their growth.

rate-1

$10,000

Feasibility Studies

Best fit for non-traditional business ventures that are novel for banks or loans that require ground-up construction.

FAQ's

Moving Company Business Plan

General Questions

What is an SBA Business Plan, and why do I need one?


An SBA business plan is a comprehensive document required by the Small Business Administration for lenders to have on file. While the federal government guarantees the loan, if you default, underwriting will review your business plan to understand what happened. Even if your lender approves your loan with a weak plan, a professionally prepared document serves as an insurance policy for you and the bank. At its core, the plan outlines your business strategy, financial projections, and market analysis, demonstrating your ability to repay the loan.

How does Plan Writers help with SBA loan approvals?


We craft lender-friendly plans that align with SBA and bank-specific requirements. By incorporating your background, management team experience, defensible financial projections, and adhering to critical banking ratios/KPIs, we increase your loan approval odds by double digits compared to the industry average.

What types of businesses do you work with?

We’ve worked with startups, franchises, restaurants, car washes, manufacturers, and a wide variety of small businesses across 74+ industries. We challenge you to find an industry we haven’t supported!

About Our Services

What makes Plan Writers different from other business plan services?


Our in-house team includes former bankers, CPAs, and financial modelers who leverage proprietary data and state-level insights. We also provide ongoing support beyond the plan, including workshops and connections to vetted service providers in the banking ecosystem.

Can you tailor the business plan to my industry?


Absolutely! We match you with industry-specific experts who understand your market’s unique challenges and opportunities. Additionally, we pull state-specific reports to ensure your plan is relevant and impactful.

Do you work with specific lenders or banks?


While we don’t directly partner with lenders, our plans are meticulously crafted to align with SBA and lender guidelines, giving you an edge with any bank you approach.

Process & Timeline

How long does it take to complete a business plan?


On average, it takes 10–15 business days. Expedited services are available for urgent requests.

How involved do I need to be during the process?


We work closely with you to gather key information upfront while handling the heavy lifting. You can expect to spend 3–5 hours on interviews and feedback throughout the process.

What happens if my lender requests changes to the plan?


We offer 30 days of unlimited revisions after delivering your draft, with extensions for extenuating circumstances. Our post-delivery support ensures your plan meets lender requirements.

Pricing and Guarantees

How much does an SBA business plan cost?


Our pricing is transparent and tailored to your business needs. Pricing is based on loan size and use case, with details provided on our page. Contact us for a competitive quote.

Do you guarantee loan approval with your business plan?


While we can’t guarantee loan approval, our plans significantly improve your odds by adhering to SBA and lender guidelines. Keep in mind, factors such as collateral, management experience, credit score, cash flow, and liquidity also play a vital role.

Post-Plan Support

Can you help build a website for my business?

Yes! A professional website is critical for establishing credibility with lenders and underwriters. Our team can design an industry-specific website that highlights your business plan, demonstrates market expertise, and builds trust—often a key factor in lender evaluations.

Can you connect me with marketing agencies to promote my business?

Absolutely. We can connect you with vetted marketing agencies specializing in your industry. From social media campaigns to branding and customer acquisition, we’ll guide you to the right partners to grow your business.

Do you offer consulting services for executing my business plan?


Yes! We provide strategic consulting to help you implement your business plan effectively. From setting up operations to hiring, financial planning, and scaling, we’ll guide you through critical first steps to ensure success.